Course Content
Analyzing Your Business Financial Health
Now that you understand the three main financial statements, it's time to use them to gain insights into your business's financial health. We'll use financial ratios, which are powerful tools to compare different aspects of your statements and identify trends.
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Main Quiz
Overall Course Quiz
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Online Self-Assessment Checklist
Use this checklist to assess your readiness to apply financial analysis in your business. Tick 'Yes' if you feel confident, 'No' if you need more practice.
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Key Learning Points
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Glossary of Key Terms
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Investment Readiness: Pitch Decks & Loan Applications
● Start Here: Begin by reviewing the Module Introduction to understand the scope. ● Navigate Lessons: Each lesson provides objectives, definitions, examples, and mini-quizzes. ● Complete Templates: Utilize provided tools and templates to apply concepts. ● Review Case Studies: Analyze real-world scenarios to deepen understanding. ● Take Quizzes: Test your knowledge with online mini-quizzes throughout and a comprehensive main quiz at the end.
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Financial Analysis and Growth Planning

Learning Objectives for this Section:

  • Identify and quantify the typical costs of providing after-sales service.
  • Identify and quantify the typical benefits of providing after-sales service.
  • Calculate the Net Benefit and/or Benefit-Cost Ratio for an after-sales service initiative.
  • Make a data-driven decision about after-sales service for your business.

Key Touch Points:

  • Direct Costs: Salaries, tools, transport.
  • Indirect Costs: Training time, overhead.
  • Direct Benefits: Increased sales, reduced returns.
  • Intangible Benefits: Reputation, referrals.

 

How To: Identify and Quantify Costs

This involves listing all expenses you anticipate for your after-sales service initiative. Think about both one-time setup costs and ongoing operational costs.

Step 1: Brainstorm All Potential Costs.

  • Personnel Costs:
    • Salaries/wages for service technicians/staff.
    • Training costs for service staff.
  • Equipment & Tools:
    • Specialized repair tools.
    • Diagnostic equipment.
    • Transportation (e.g., motorcycle for mobile repairs).
  • Inventory Costs:
    • Stocking spare parts.
  • Operational Costs:
    • Rent/utilities for a service center (if applicable).
    • Fuel for transport.
    • Communication costs (phone, internet for customer support).
    • Marketing for the new service (if applicable).
  • Administrative Costs:
    • Software for tracking service requests.
    • Time spent managing the service.

Step 2: Estimate a Monetary Value for Each Cost.

  • Be as specific as possible. Look at market prices, salary benchmarks, and your own historical spending.
  • Example for Yohannes (adding mobile repair service for solar cookers, per month):
    • Salary for 1 dedicated technician: ETB 8,000
    • Fuel for technician’s motorcycle: ETB 1,500
    • Cost of common spare parts stocked: ETB 2,000
    • Phone credit for customer calls: ETB 300
    • (One-time cost: Repair tool kit: ETB 5,000, Motorcycle: ETB 30,000. You’d spread these over their useful life or consider them capital expenditures for the first year.)
    • Estimated Monthly Costs: 8,000+1,500+2,000+300=ETB 11,800 (excluding initial capital cost which would be amortized or depreciated)
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